Bank Credit Risk Expert for a Project in Germany
Projektbewertung
Die Ausschreibung bietet einen sehr detaillierten Einblick in die Projekterfordernisse für einen Bank Credit Risk Experten mit klaren Aufgaben, Qualifikationsanforderungen und Rahmenbedingungen für einen Einsatz in Frankfurt mit teilweiser Remote-Möglichkeit.
Our client is looking for a Bank Credit Risk Expert for a Project in Frankfurt, Germany.
The experts are expected to work on-site in Frankfurt 2-3 weeks per month and potentially remotely in accordance with the guidance and agreement with the client.
The services are expected to be delivered from 10/11/2025 to 30/04/2026.
The Consultant will support the on-site mission team in reviewing the institution’s credit and counterparty risk. This involves credit file reviews of corporate loans in the automotive sector and assessment of IFRS 9 model
Key responsibilities
1. Credit File Review (Corporate Loans - Automotive Sector)
Assess risk classification: determine if loans should be reclassified as stage 2/3, forborne, or put on the watch-list.
Challenge impairment approaches and methodologies.
Examine adherence to internal policies and procedures.
Review the soundness of lending criteria for new loans.
Investigate risk management processes and monitoring.
2. IFRS 9 Model Review (1 FTE, including 1 SM)
Assess the adequacy of PD (Probability of Default) and LGD (Loss Given Default) models.
Ensure proper incorporation of Forward-Looking Information (FLI).
Professional background
Education:
Master’s degree in Business Administration, Finance, Economics, Econometrics, or other analytical disciplines.
Experience:
10+ years in credit and counterparty risk management.
Proven experience in credit file reviews, preferably in ECB-led assignments.
Familiarity with LDRS templates and ECB inspections.
In-depth knowledge of prudential regulation (CRR, CRD, EBA guidance on forbearance, ECB guidance on non-performing loans) and accounting standards (IFRS 9).
Experience developing regulatory databases for ECB or NCAs.
Demonstrated quantitative skills in reviewing IFRS 9 models.
Strong understanding of audit and validation techniques, and SSM standards.
Proficiency in MS Word and Excel.
Familiarity with inspection and validation methodologies.
Languages:
English: Proficient (C1)
German: Proficient (C1) preferred, not mandatory
Other Requirements:
Willingness to travel to Frankfurt 2–3 weeks per month during the assignment period.